American Mortgage Home, Inc. is a direct mortgage lender. Our goal is to provide borrowers with a low interest rate home mortgage, quick and superior service. We offer Conventional Loan, FHA Loan, VA Loan, Jumbo Loan, ARM and adjustable rates, Interest Only Loan, Second Mortgage Loan and Home Equity Loan. We offer A Paper Loan, Alt and Sub Prime Loan. We are very good with first time home buyer loan programs, including Down Payment Assistant and 100% progams. Our Investment loan programs are very good. We offer 95% Investment loan for stated income borrowers.
Services
American Mortgage Home, Inc. is able to underwrite and approve loans right in the office. We have in-house processing and closing loan documents are also prepared in house. This means controlled quality process and closing loans on time. We close loans within days. Superior service, quick closing and low mortgage rates are our goal. Our closing cost is very low, there is no broker fees or junk fees. All our charges are outlined on the good faith estimate with no suprises at closing table.
Loan Programs
American Mortgage Home, Inc. offer various types of loans, which include:
Conventional loans fixed for 30 years, 25 years, 20 years, 15 years and 10 years.
FHA Loan for 30 years fixed, 15 year fixed and one year ARM loan program
VA loan, both fixed and ARM program
Adjustable loan - 1 yr. ARM; 3 yr. ARM; 5 yr. ARM; 7 yr ARM; and 10 yr ARM
5 yr Balloon
7 yr Balloon
Interest Only Loan
Second Mortgage
Equity Line of Credit - Prime Plus
Loan for Investment Property
100% loan Program
Jumbo Loan
First Time Home Buyer Loan Programs
Optional ARM Rate Program
Loan Types
American Mortage Home, Inc. offers different documentation loans type for conventional, investment and jumbo loan. Below are various documentation types:
Full Documentation Loan
No Income Verification Loan
No Income No Asset Verification Loan (NINA)
No Documentation Loan
Zero Down Payment Loan
First Time Home Buyer Loan Program
Down Payment Assistant Loan
None Conforming Loan
American Mortgage Home, Inc. offer none conforming loan for borrowers who are unable to qualify for conforming loan. These type of loans are credit score driven. Borrowers with 580 score can get 100% loan without having to payoff existing old collections. We can loan with credit score as low as 500. Self employed persons with two years self employment history can qualify for 100% loan with 620 credit score.
This program allows weak credit borrowers to purchase while cleaning there credit for later refinancing. Our sub prime loan programs are easy to qualify and quick to close.
